Welcome

           • No Commissions

           • No Asset-Based "Wrap" Fees

           • Categorically Unbiased Investment Advice and Financial Planning

           • Contact Phone: 239-261-9544, Email: matt@matthewgrichter.com

Richter Financial Investment Planning Solutions, LLC, provides services ranging from investment advice on single accounts, to personalized comprehensive financial planning

What does investment advice on a single account provide for you?

Determines your goal(s) for the particular account
Determines your tolerance for risk
Determines the appropriate mix of stocks, bonds, and potentially other investments (also called "Asset Allocation") for the account
Determines a selection of recommended investments that are in your best interest

What does financial planning provide for you?

Outlines specific (or all) funding goals you want addressed such as: Retirement, Education, Emergency Reserve, Major Purchases, and Legacy Planning (among others)
Determines inflation-adjusted future amount needed to fund each goal
Determines a savings strategy to reach each goal within their required timeframes
Determines your tolerance for risk
Determines the appropriate mix of stocks, bonds, and potentially other investments (also called "Asset Allocation") for the goals
Determines a selection of recommended investments that are in your best interest
Determines how to distribute money in retirement so that it will last and provide you the quality of life you want during retirement
Provides beneficiary and legacy planning

Our financial plans are scalable to the appropriate level of simplicity or complexity that each investor requires, so you may choose particular services listed above, or you may choose all of them in a comprehensive solution

Our Value Proposition

When it comes to the actual vehicles or products chosen to invest your hard earned money, you want what is in your best interest...not what is on a firm's "sales" agenda or what is going to maximize an advisor's or broker's compensation plan.

Richter Financial Investment Planning Solutions, LLC offers categorically unbiased investment guidance for you, with regular reviews.

This firm does not charge commissions or asset-based fees, and therefore upholds true independence.

This firm has no revenue sharing agreements with any financial security vendors, broker/dealers, or the like and therefore never has a conflict of interest with what we recommend to you. We only recommend solutions that are truly in your best interest.

Investors implement our recommendations themselves with consulting available from us if requested. This protects investors from potentially biased investment advice, and protects them from additional fees & expenses associated with Advisor's who take custody of investor's assets such as asset-based "wrap" fees. Richter Financial Investment Planning Solutions, LLC remains truly independent and objective.

Richter Financial Investment Planning Solutions, LLC does not take custody of a customer's money by becoming "broker of record" or something similar, thus charging asset-based "wrap" fees in perpetuity, sales charges, commissions, 12b-1 fees, or the like.

Richter will provide all prospective clients with a copy of our current Form ADV, Part II Brochure prior to commencing an Advisory relationship. Existing clients will receive an offer to receive a copy of the Brochure on an annual basis. However, at anytime, you can view our current Form ADV, Part II here: Click here to download brochure.

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